Maximizing Points and Double dipping

April 3, 2019

 

Maximizing Award Points & Double-Dipping

Shopping Portals…game changer!

And this is why I just love my Chase Sapphire Preferred Card.  We all love shopping online, now earn more by shopping through the Ultimate Rewards portal through chase.  It’s basically a 3rd party software directing you to the store you already love to shop at.  In just a few extra clicks, your earnings can increase substantially.

 

For example, here is a list of my favorite stores and ways to double dip on points!!

 

Macys 3x bonus points+1 p

Bloomingdales 4x bonus points+1 p

World Market 3x bonus points+1 p

Wine.com (yes please) 2x bonus+1p

Lululemon. 3x bonus points+1 p

Sephora 3x bonus points+1 p

Vineyard Vines 3x bonus points+1 p

Ace Hardware 3x bonus points+1 p

GAP & Athleta 3x bonus points+1 p

Neiman Marcus 2x bonus points+1 p

Saks Fifth Avenue 8x bonus points+1 p

Anthropologie 1x bonus points+1 p

Lowes 1x bonus points+1 p

Neiman Marcus 2x bonus points +1p

 

So, here’s how you double-dip. Once you sign up for your Chase Sapphire Credit Card, login to your Chase Ultimate Rewards portal, make a Sephora purchase within the portal and reap rewards. You’ll click on the Sephora link within the portal and it will redirect you using cookies to the Sephora website.  So let’s say you spend $100 before tax/shipping,  you’ll earn the original 100 points on your credit card plus 300 Ultimate rewards points on your Chase account, totaling 400 points for that one $100 purchase—all for taking one extra step and making a purchase via the portal.

Keep in mind that taxes and shipping costs don’t earn portal points. Also, make sure that your computer’s cookies are activated for tracking purposes.

The bonuses vary, so check back often.  This online shopping portal can become even more generous around holidays.  If you shop during these promo periods, you can earn more by making purchases you plan on making anyway, so check back often.

Credit Card Signups

Earn More than one Sign-up Bonus at the same household.

Did you know that you and your spouse/partner sharing the same household could sign up for the same credit card at different times?  Let’s say I take out a new credit card and earn 75,000 sign up reward points…then my husband signs up for the same card (different credit card number), earning 75,000 more points. Once you each have your own credit card numbers, you can assign your spouse as an authorized user.  Then, once we spend the minimum dollars required to earn the points, we simply combine our points as we most always travel together.  We’ve done this with several of our credit cards.  This double-dip trick works with most cards and is an easy way to double dip on points.

Disclaimer: If you’re looking at opening a certain credit card sign-up bonus that’s only available for a short period of time, this strategy may not work. A large number of sign-up bonuses come with minimum spending requirements. And if you have to open both of your cards at the exact same time, you may not be able to meet the spending requirement on both cards without breaking your normal spending habits.

However, many of the best credit cards tend to offer some kind of sign-up bonus all year long. If you focus in on these types of cards, you can prioritize by meeting your minimum spending requirement on the first card before opening the second card.

Plastiq

What is Plastiq?  Plastiq is a service that allows you to pay your bills with credit cards earning you points, even where credit cards are not accepted by the bank lenders, credit card companies, or vendors that only accept payments by checks. This includes your rent/mortgage payment, utilities, IRS taxes, Auto loans, country club memberships/dues, college tuitions and more!

Plastiq comes in handy when you are trying to meet your new credit card minimum spending amount.  Plastiq charges a 2.5% fee per transaction.  However, Plastiq is offering $500 Fee-Free dollars when you use my link here: 1298420.  Fee-Free dollars are those dollars used when Plastiq writes a check on your behalf charging your credit card $500 worth of bills with no 2.5% transaction fee, but still earning you credit card points.

There are many more ways to maximize credit card points, book a 1:1 consultation with me and learn how! Book Sign up here!

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Beth S.

Tiffany is truly a credit card point guru. She was very patient and helped my husband and I navigate our credit card point game.

William F.

WE’VE SAT ON THOUSANDS OF POINTS FOR YEARS WITH NO CLUE HOW TO REALLY USE THEM. TIFFANY COACHED US HOW TO COMBINE OUR POINTS, TRANSFER POINTS AND ADD MORE POINTS THROUGH CREDIT CARD SIGN-ON BONUSES. AWESOME SERVICE.

SUZANNE M.

WE OWN A SMALL BUSINESS AND HAVE ALWAYS WRITTEN CHECKS OR USED OUR DEBIT CARD EARNING ZERO TRAVEL REWARDS. WE’VE CHANGED OUR WHOLE WAY OF MANAGING MONEY AND ARE ON OUR WAY TO A FREE LUXURY VACATION THANKS TO TIFFANY.

JANET M.

TIFFANY HELPED MY HUSBAND AND I EARN A VACATION TO CROATIA BY USING SPECIFIC TRAVEL CREDIT CARDS ON OUR DAUGHTER’S WEDDING. WE HAD PLANNED TO WRITE CHECKS TO ALL OF THE VENDORS, SO GLAD WE MADE A 1:1 COACHING CALL.

Liz R.

WITH TIFFANY’S GUIDANCE, we EARNED 400,000 CREDIT CARD POINTS BUT WE DIDN’T KNOW HOW BEST TO USE THEM. WE HIRED HER TO PLAN OUR TRIP USING A COMBINATION OF POINTS, MILES AND CASH (CREDIT CARD). HIRING HER WAS THE BEST MONEY I’VE EVER SPENT. SHE WENT WAY ABOVE AND BEYOND. PARIS HERE WE COME. 

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